Rhinebeck Bancorp Inc (RBKB) Stock Analysis
Verdict: HOLD
Strong regional loan growth and aggressive insider buying at $12.00 signal a value floor despite a premium P/E relative to peers.
Investment score: 64/100
Analysis as of
Is Rhinebeck Bancorp Inc stock worth reviewing? The TradeMates thesis
The TradeMates model recommends a BUY based on aggressive insider buying and a successful return to profitability in 2025.
7-factor investment score
- Valuation: 55/100 (weight 20%)
- Financial Health: 70/100 (weight 15%)
- Technical Momentum: 75/100 (weight 15%)
- Earnings Quality: 60/100 (weight 15%)
- Insider Sentiment: 85/100 (weight 10%)
- Analyst Consensus: 50/100 (weight 10%)
- Risk-Adjusted Return: 65/100 (weight 15%)
Rhinebeck Bancorp Inc opportunities and risks
What speaks for RBKB
- Aggressive Insider Clustering
What speaks against RBKB
- Geographic Concentration Risk
Peers and competitors
- HONT
- SOME
- SBKO
- LARK
- FINW
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| RBKB | 13.6x | 3.2x | 28.5x | 60.4% | 16.3% | 4.0% |
| HONT | 11.1x | 2.8x | 9.1x | 70.0% | 25.4% | 0.0% |
| SOME | 7.3x | 1.3x | 12.1x | 71.3% | 17.6% | 0.0% |
| SBKO | 11.8x | 2.4x | 4.1x | 67.2% | 20.0% | 0.0% |
| LARK | 9.6x | 2.5x | 21.1x | 67.5% | 25.5% | 10.1% |
| FINW | 13.8x | 1.0x | 8.6x | 57.7% | 6.8% | 16.3% |
| Peer median | 11.1x | 2.4x | 9.1x | 67.5% | 20.0% | 0.0% |
Frequently asked questions about Rhinebeck Bancorp Inc (RBKB)
Is RBKB stock a good investment?
The TradeMates model rates Rhinebeck Bancorp Inc as HOLD with an investment score of 64/100. The TradeMates model recommends a BUY based on aggressive insider buying and a successful return to profitability in 2025. This is algorithmic model output, not personal investment advice.
Is RBKB stock a buy?
The TradeMates model verdict for RBKB is HOLD with an investment score of 64/100. Treat this as a model signal to review, not a personal buy recommendation.