Landmark Bancorp Inc (LARK) Stock Analysis
Verdict: HOLD
Strong regional banking fundamentals and 9x P/E valuation are offset by heavy insider selling and low micro-cap liquidity.
Investment score: 64/100
Analysis as of
Is Landmark Bancorp Inc stock worth reviewing? The TradeMates thesis
LARK is a fundamentally sound Kansas-based community bank trading at a discount to book and peer earnings, but limited by insider selling and low volume.
7-factor investment score
- Valuation: 78/100 (weight 20%)
- Financial Health: 85/100 (weight 15%)
- Technical Momentum: 70/100 (weight 15%)
- Earnings Quality: 55/100 (weight 15%)
- Insider Sentiment: 30/100 (weight 10%)
- Analyst Consensus: 40/100 (weight 10%)
- Risk-Adjusted Return: 65/100 (weight 15%)
Landmark Bancorp Inc opportunities and risks
What speaks for LARK
- Valuation Gap to Peers
What speaks against LARK
- Persistent Insider Selling at Current Levels
Peers and competitors
- BCBP
- EBMT
- TRCY
- COSO
- PFLC
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| LARK | 9.0x | 1.8x | 9.4x | 72.0% | 19.7% | 11.6% |
| BCBP | 257.9x | 1.1x | 289.0x | 39.0% | 0.4% | 19.1% |
| EBMT | 11.1x | 1.4x | 9.2x | 72.3% | 12.2% | 13.0% |
| TRCY | 11.6x | 1.9x | n/a | 63.2% | 16.4% | 0.0% |
| COSO | 12.1x | 2.2x | 8.7x | 59.3% | 18.9% | 13.8% |
| PFLC | 13.9x | 2.5x | 3.6x | 61.1% | 18.6% | 0.0% |
| Peer median | 12.1x | 1.9x | 8.7x | 61.1% | 16.4% | 13.0% |
Frequently asked questions about Landmark Bancorp Inc (LARK)
Is LARK stock a good investment?
The TradeMates model rates Landmark Bancorp Inc as HOLD with an investment score of 64/100. LARK is a fundamentally sound Kansas-based community bank trading at a discount to book and peer earnings, but limited by insider selling and low volume. This is algorithmic model output, not personal investment advice.
Is LARK stock a buy?
The TradeMates model verdict for LARK is HOLD with an investment score of 64/100. Treat this as a model signal to review, not a personal buy recommendation.