Annaly Capital Management Inc (NLY) Stock Analysis
Verdict: WATCH (do not buy)
A 14.8% covered yield and 0.82x P/B discount provide valuation cushion, but 7.38x leverage and 7%+ mortgage rates create book value drag.
Investment score: 53/100
Analysis as of
Is Annaly Capital Management Inc stock worth reviewing? AI model thesis
The model score of 53/100 falls in the HOLD range. The central thesis and factor breakdown explain the assessment.
7-factor investment score
- Valuation: 68/100 (weight 20%)
- Financial Health: 45/100 (weight 15%)
- Technical Momentum: 25/100 (weight 15%)
- Earnings Quality: 72/100 (weight 15%)
- Insider Sentiment: 30/100 (weight 10%)
- Analyst Consensus: 75/100 (weight 10%)
- Risk-Adjusted Return: 48/100 (weight 15%)
Annaly Capital Management Inc opportunities and risks
What speaks for NLY
- Robust Dividend Coverage From Expanding Asset Base
What speaks against NLY
- Mortgage Spread Widening and Book Value Erosion
Peers and competitors
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| NLY | 4.7x | 2.0x | 16.7x | 99.3% | 40.5% | -2.2% |
| AGNC | 4.6x | 3.4x | 25.5x | 75.7% | 72.0% | 8.5% |
| STWD | 20.1x | 2.5x | 16.0x | 76.7% | 11.3% | 8.8% |
| RITM | 14.6x | 0.9x | 34.4x | 79.7% | 8.3% | -34.7% |
| DX | 4.2x | 3.1x | 32.1x | 76.4% | 49.2% | 8.6% |
| ARR | 3.7x | 1.6x | 21.1x | 95.5% | 42.7% | 19.9% |
| Peer median | 4.6x | 2.5x | 25.5x | 76.7% | 42.7% | 8.6% |
Frequently asked questions about Annaly Capital Management Inc (NLY)
Is NLY stock a good investment?
The cached TradeMates AI model rates Annaly Capital Management Inc as WATCH (do not buy) with an investment score of 53/100. The model score of 53/100 falls in the HOLD range. The central thesis and factor breakdown explain the assessment. This is algorithmic model output, not personal investment advice.
Is NLY stock a buy?
The TradeMates model verdict for NLY is WATCH (do not buy) with an investment score of 53/100. Treat this as a model signal to review, not a personal buy recommendation.