Mastercard Inc (MA) Stock Analysis
Verdict: BUY
High-margin duopoly network growth powers double-digit EPS expansion, though premium valuation at 31.2x P/E and insider selling cap near-term upside.
Investment score: 68/100
Analysis as of
Is Mastercard Inc stock worth reviewing? AI model thesis
The model score of 68/100 falls in the BUY range. The central thesis and factor breakdown explain the assessment.
7-factor investment score
- Valuation: 52/100 (weight 20%)
- Financial Health: 88/100 (weight 15%)
- Technical Momentum: 72/100 (weight 15%)
- Earnings Quality: 75/100 (weight 15%)
- Insider Sentiment: 25/100 (weight 10%)
- Analyst Consensus: 85/100 (weight 10%)
- Risk-Adjusted Return: 75/100 (weight 15%)
Mastercard Inc opportunities and risks
What speaks for MA
- Cross-Border Travel and E-Commerce Volume Expansion
What speaks against MA
- Global Regulatory Caps on Swipe and Interchange Fees
Peers and competitors
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| MA | 31.2x | 14.2x | 23.1x | 100.0% | 46.3% | 3.3% |
| V | 31.5x | 15.6x | 24.2x | 80.2% | 50.8% | 3.0% |
| XYZ | 134.4x | 1.8x | 38.3x | 46.4% | 1.4% | 10.6% |
| PYPL | 9.9x | 1.3x | 6.8x | 45.8% | 14.4% | 14.6% |
| CPAY | 24.2x | 5.2x | 13.9x | 73.3% | 22.7% | 6.2% |
| FISV | 9.5x | 1.3x | 7.8x | 47.2% | 13.4% | 14.9% |
| Peer median | 24.2x | 1.8x | 13.9x | 47.2% | 14.4% | 10.6% |
Frequently asked questions about Mastercard Inc (MA)
Is MA stock a good investment?
The cached TradeMates AI model rates Mastercard Inc as BUY with an investment score of 68/100. The model score of 68/100 falls in the BUY range. The central thesis and factor breakdown explain the assessment. This is algorithmic model output, not personal investment advice.
Is MA stock a buy?
The TradeMates model verdict for MA is BUY with an investment score of 68/100. Treat this as a model signal to review, not a personal buy recommendation.