Fiserv Inc (FISV) Stock Analysis
Verdict: WATCH (do not buy)
Project Elevate and a 14.9% FCF yield offer deep value, but 3.96x net debt/EBITDA and core revenue decay cap near-term recovery.
Investment score: 48/100
Analysis as of
Is Fiserv Inc stock worth reviewing? AI model thesis
Fiserv presents an extreme deep-value proposition at 9.48x TTM P/E and a 14.9% FCF yield, but negative revenue growth (-1.17%) and elevated debt ($29.12B) justify a Hold rating until Project Elevate restores top-line momentum.
7-factor investment score
- Valuation: 70/100 (weight 20%)
- Financial Health: 40/100 (weight 15%)
- Technical Momentum: 20/100 (weight 15%)
- Earnings Quality: 35/100 (weight 15%)
- Insider Sentiment: 80/100 (weight 10%)
- Analyst Consensus: 50/100 (weight 10%)
- Risk-Adjusted Return: 45/100 (weight 15%)
Fiserv Inc opportunities and risks
What speaks for FISV
- Project Elevate Monetization and Clover POS Expansion
What speaks against FISV
- High Balance Sheet Leverage (3.96x Net Debt/EBITDA)
Peers and competitors
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| FISV | 9.5x | 1.3x | 7.8x | 47.2% | 13.4% | 14.9% |
| V | 31.4x | 15.5x | 24.1x | 80.2% | 50.8% | 3.0% |
| MA | 31.0x | 14.1x | 23.0x | 100.0% | 46.3% | 3.3% |
| XYZ | 134.7x | 1.8x | 38.4x | 46.4% | 1.4% | 10.5% |
| PYPL | 9.9x | 1.3x | 6.8x | 45.8% | 14.4% | 14.5% |
| CPAY | 24.2x | 5.3x | 13.9x | 73.3% | 22.7% | 6.2% |
| Peer median | 31.0x | 5.3x | 23.0x | 73.3% | 22.7% | 6.2% |
Frequently asked questions about Fiserv Inc (FISV)
Is FISV stock a good investment?
The cached TradeMates AI model rates Fiserv Inc as WATCH (do not buy) with an investment score of 48/100. Fiserv presents an extreme deep-value proposition at 9.48x TTM P/E and a 14.9% FCF yield, but negative revenue growth (-1.17%) and elevated debt ($29.12B) justify a Hold rating until Project Elevate restores top-line momentum. This is algorithmic model output, not personal investment advice.
Is FISV stock a buy?
The TradeMates model verdict for FISV is WATCH (do not buy) with an investment score of 48/100. Treat this as a model signal to review, not a personal buy recommendation.