Kinsale Capital Group Inc (KNSL) Stock Analysis
Verdict: HOLD
KNSL's industry-leading margins Face a sentiment headwind as analysts and insiders exit despite consistent 30%+ earnings growth.
Investment score: 64/100
Analysis as of
Is Kinsale Capital Group Inc stock worth reviewing? The TradeMates thesis
KNSL remains an operational powerhouse with 30%+ earnings growth and a 12.6% FCF yield, but significant analyst downgrades and aggressive insider selling suggest the easy gains are over; the model suggests holding for Q2 earnings clarity.
7-factor investment score
- Valuation: 75/100 (weight 20%)
- Financial Health: 90/100 (weight 15%)
- Technical Momentum: 55/100 (weight 15%)
- Earnings Quality: 85/100 (weight 15%)
- Insider Sentiment: 25/100 (weight 10%)
- Analyst Consensus: 40/100 (weight 10%)
- Risk-Adjusted Return: 60/100 (weight 15%)
Kinsale Capital Group Inc opportunities and risks
What speaks for KNSL
- Superior Operating Efficiency
What speaks against KNSL
- Aggressive Insider Selling
Peers and competitors
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| KNSL | 15.3x | 4.2x | 11.9x | 46.6% | 27.5% | 12.6% |
| FNF | 18.0x | 0.9x | 5.5x | 74.2% | 5.1% | 42.5% |
| AIZ | 13.9x | 1.0x | 8.9x | 77.8% | 7.6% | 10.6% |
| AFG | 13.5x | 1.5x | 9.5x | 32.4% | 10.8% | 13.3% |
| ERIE | 18.3x | 2.5x | 12.7x | 16.1% | 14.0% | 5.2% |
| ORI | 10.1x | 1.1x | 8.7x | 51.1% | 10.9% | 11.8% |
| Peer median | 13.9x | 1.1x | 8.9x | 51.1% | 10.8% | 11.8% |
Frequently asked questions about Kinsale Capital Group Inc (KNSL)
Is KNSL stock a good investment?
The TradeMates model rates Kinsale Capital Group Inc as HOLD with an investment score of 64/100. KNSL remains an operational powerhouse with 30%+ earnings growth and a 12.6% FCF yield, but significant analyst downgrades and aggressive insider selling suggest the easy gains are over; the model suggests holding for Q2 earnings clarity. This is algorithmic model output, not personal investment advice.
Is KNSL stock a buy?
The TradeMates model verdict for KNSL is HOLD with an investment score of 64/100. Treat this as a model signal to review, not a personal buy recommendation.