Erie Indemnity Co (ERIE) Stock Analysis
Verdict: HOLD
Elite capital-light insurance model with zero debt is currently pressured by recent earnings misses and sharp technical breakdown.
Investment score: 64/100
Analysis as of
Is Erie Indemnity Co stock worth reviewing? The TradeMates thesis
ERIE's unique fee-based model remains a high-quality compounder, but current price action requires stabilization before adding new capital.
7-factor investment score
- Valuation: 55/100 (weight 20%)
- Financial Health: 95/100 (weight 15%)
- Technical Momentum: 35/100 (weight 15%)
- Earnings Quality: 40/100 (weight 15%)
- Insider Sentiment: 85/100 (weight 10%)
- Analyst Consensus: 80/100 (weight 10%)
- Risk-Adjusted Return: 75/100 (weight 15%)
Erie Indemnity Co opportunities and risks
What speaks for ERIE
- Asset-Light Fee Engine
What speaks against ERIE
- Earnings Execution Gap
Peers and competitors
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| ERIE | 18.8x | 2.6x | 13.1x | 16.1% | 14.0% | 5.0% |
| L | 14.5x | 1.3x | 12.0x | 46.1% | 10.2% | 9.3% |
| FNF | 18.4x | 0.9x | 5.6x | 74.2% | 5.1% | 41.7% |
| CNA | 11.5x | 0.9x | 9.4x | 33.4% | 9.0% | 15.6% |
| AIZ | 13.9x | 1.0x | 8.9x | 77.8% | 7.6% | 10.6% |
| AFG | 13.3x | 1.4x | 9.3x | 32.4% | 10.8% | 13.6% |
| Peer median | 13.9x | 1.0x | 9.3x | 46.1% | 9.0% | 13.6% |
Frequently asked questions about Erie Indemnity Co (ERIE)
Is ERIE stock a good investment?
The TradeMates model rates Erie Indemnity Co as HOLD with an investment score of 64/100. ERIE's unique fee-based model remains a high-quality compounder, but current price action requires stabilization before adding new capital. This is algorithmic model output, not personal investment advice.
Is ERIE stock a buy?
The TradeMates model verdict for ERIE is HOLD with an investment score of 64/100. Treat this as a model signal to review, not a personal buy recommendation.