Hartford Insurance Group Inc (HIG) Stock Analysis
Verdict: BUY
Low-beta efficiency and a 16.4% FCF yield provide a valuation floor, though the 10% recent EPS miss suggests a temporary growth plateau.
Investment score: 68/100
Analysis as of
Is Hartford Insurance Group Inc stock worth reviewing? The TradeMates thesis
The Hartford is fundamentally strong but currently lacks a short-term catalyst to reverse recent price weakness. Valuation is supportive, but an earnings miss and target downgrades necessitate a patient entry.
7-factor investment score
- Valuation: 75/100 (weight 20%)
- Financial Health: 70/100 (weight 15%)
- Technical Momentum: 45/100 (weight 15%)
- Earnings Quality: 60/100 (weight 15%)
- Insider Sentiment: 40/100 (weight 10%)
- Analyst Consensus: 72/100 (weight 10%)
- Risk-Adjusted Return: 85/100 (weight 15%)
Hartford Insurance Group Inc opportunities and risks
What speaks for HIG
- Substantial Free Cash Flow Yield
What speaks against HIG
- Earnings Momentum Reversal
Peers and competitors
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| HIG | 8.9x | 1.2x | 7.0x | 47.0% | 14.1% | 16.4% |
| PGR | 10.3x | 1.3x | 8.4x | 28.4% | 12.9% | 13.8% |
| TRV | 8.7x | 1.3x | 7.0x | 44.0% | 15.5% | 17.6% |
| ALL | 4.7x | 0.9x | 3.9x | 39.8% | 18.1% | 20.2% |
| AIG | 12.7x | 1.5x | 6.1x | 38.5% | 11.9% | 8.9% |
| CINF | 9.5x | 2.0x | 7.1x | 50.3% | 21.3% | 13.2% |
| Peer median | 9.5x | 1.3x | 7.0x | 39.8% | 15.5% | 13.8% |
Frequently asked questions about Hartford Insurance Group Inc (HIG)
Is HIG stock a good investment?
The TradeMates model rates Hartford Insurance Group Inc as BUY with an investment score of 68/100. The Hartford is fundamentally strong but currently lacks a short-term catalyst to reverse recent price weakness. Valuation is supportive, but an earnings miss and target downgrades necessitate a patient entry. This is algorithmic model output, not personal investment advice.
Is HIG stock a buy?
The TradeMates model verdict for HIG is BUY with an investment score of 68/100. Treat this as a model signal to review, not a personal buy recommendation.