Terms of Service

Last updated: March 2026

1. Scope

These Terms of Service govern the use of the website trademates.co and all related services provided by TradeMates.

2. Description of Service

TradeMates is a financial information service providing automated stock analyses, portfolio evaluations, and market data. Our content is provided for informational purposes only.

3. No Investment Advice

IMPORTANT NOTICE: TradeMates does NOT provide investment advice, financial advice, or recommendations to buy or sell securities. All analyses, ratings, and recommendations ("Buy", "Hold", "Avoid") are algorithmically generated assessments and do NOT constitute personal investment advice.

Any investment decision is made at your own risk. Past performance is not a reliable indicator of future results. We recommend consulting a licensed financial advisor before making any investment decisions.

4. Registration and Account

Certain features require registration. You are obligated to provide accurate information and keep your credentials confidential.

5. Credits and Payments

Certain analyses require credits. Purchased credits are non-refundable unless required by law. Prices include applicable VAT.

6. Intellectual Property

All content, algorithms, and presentations on TradeMates are protected by copyright. Reproduction, distribution, or commercial use without written permission is prohibited.

7. Limitation of Liability

TradeMates is not liable for:

• Financial losses resulting from investment decisions based on our information
• Inaccuracies or delays in the data provided
• Platform outages or technical disruptions
• Actions of third parties (e.g., data providers)

Liability for intentional or grossly negligent conduct remains unaffected.

8. Data Protection

Information about the processing of personal data can be found in our Privacy Policy.

9. Right of Withdrawal

As a consumer, you have a 14-day right of withdrawal for digital purchases, provided the service has not been fully rendered. Upon immediate use of credits, the right of withdrawal expires with your explicit consent.

10. Governing Law

The laws of the Federal Republic of Germany shall apply. The European Online Dispute Resolution platform is available at: ec.europa.eu/consumers/odr

11. Changes

We reserve the right to amend these Terms of Service. Registered users will be notified of material changes.