WhiteHorse Finance Inc (WHF) Stock Analysis
Verdict: AVOID
Deep value discount to NAV and insider buying are locked in a stalemate against deteriorating credit quality and a non-sustainable 13% yield.
Investment score: 38/100
Analysis as of
Is WhiteHorse Finance Inc stock worth reviewing? The TradeMates thesis
WHF is trading at a massive discount to book value, but deteriorating fundamentals and a failing dividend coverage make it a high-risk falling knife.
7-factor investment score
- Valuation: 55/100 (weight 20%)
- Financial Health: 30/100 (weight 15%)
- Technical Momentum: 20/100 (weight 15%)
- Earnings Quality: 25/100 (weight 15%)
- Insider Sentiment: 85/100 (weight 10%)
- Analyst Consensus: 30/100 (weight 10%)
- Risk-Adjusted Return: 35/100 (weight 15%)
WhiteHorse Finance Inc opportunities and risks
What speaks for WHF
- Deep Discount to Book Value
What speaks against WHF
- Imminent Dividend Cut
Peers and competitors
- TPVG
- BANX
- EARN
- WHG
- PCOA
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| WHF | 15.1x | 3.2x | 30.2x | 51.2% | 21.9% | 59.1% |
| TPVG | 5.0x | 2.7x | 12.9x | 74.0% | 53.1% | -27.6% |
| BANX | 8.5x | 8.8x | 8.0x | 76.0% | 103.0% | 7.1% |
| EARN | n/a | 3.1x | n/a | 100.0% | -72.0% | 8.0% |
| WHG | 21.2x | 1.7x | 13.0x | 78.4% | 7.4% | 11.5% |
| PCOA | 7.9x | 2.7x | n/a | 99.0% | 44.6% | 28.1% |
| Peer median | 7.9x | 2.7x | 8.0x | 78.4% | 44.6% | 8.0% |
Frequently asked questions about WhiteHorse Finance Inc (WHF)
Is WHF stock a good investment?
The TradeMates model rates WhiteHorse Finance Inc as AVOID with an investment score of 38/100. WHF is trading at a massive discount to book value, but deteriorating fundamentals and a failing dividend coverage make it a high-risk falling knife. This is algorithmic model output, not personal investment advice.
Is WHF stock a buy?
The TradeMates model verdict for WHF is AVOID with an investment score of 38/100. Treat this as a model signal to review, not a personal buy recommendation.