Wells Fargo & Co (WFC) Stock Analysis
Verdict: BUY
Asset-cap removal momentum and cheap valuation relative to JPM drive upside, constrained by rising funding costs.
Investment score: 66/100
Analysis as of
Is Wells Fargo & Co stock worth reviewing? AI model thesis
The AI model rates Wells Fargo as a Buy, driven by an attractive 12.42x TTM P/E valuation, robust Q2 earnings beat (+15.2%), and structural recovery post-asset cap removal.
7-factor investment score
- Valuation: 70/100 (weight 20%)
- Financial Health: 65/100 (weight 15%)
- Technical Momentum: 60/100 (weight 15%)
- Earnings Quality: 72/100 (weight 15%)
- Insider Sentiment: 50/100 (weight 10%)
- Analyst Consensus: 72/100 (weight 10%)
- Risk-Adjusted Return: 68/100 (weight 15%)
Wells Fargo & Co opportunities and risks
What speaks for WFC
- Valuation discount relative to money-center peers
What speaks against WFC
- Deposit cost inflation testing Net Interest Income
Peers and competitors
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| WFC | 12.4x | 2.0x | 15.7x | 64.5% | 17.5% | 7.3% |
| JPM | 15.0x | 3.1x | 20.0x | 62.6% | 21.9% | -17.4% |
| BAC | 13.1x | 2.1x | 24.4x | 59.3% | 17.2% | 23.1% |
| C | 14.1x | 1.3x | 23.1x | 46.6% | 10.2% | -10.8% |
| USB | 11.9x | 2.1x | 11.3x | 63.8% | 18.7% | 13.3% |
| PNC | 12.7x | 2.6x | 15.3x | 67.9% | 21.7% | 8.1% |
| Peer median | 13.1x | 2.1x | 20.0x | 62.6% | 18.7% | 8.1% |
Frequently asked questions about Wells Fargo & Co (WFC)
Is WFC stock a good investment?
The cached TradeMates AI model rates Wells Fargo & Co as BUY with an investment score of 66/100. The AI model rates Wells Fargo as a Buy, driven by an attractive 12.42x TTM P/E valuation, robust Q2 earnings beat (+15.2%), and structural recovery post-asset cap removal. This is algorithmic model output, not personal investment advice.
Is WFC stock a buy?
The TradeMates model verdict for WFC is BUY with an investment score of 66/100. Treat this as a model signal to review, not a personal buy recommendation.