Tyler Technologies Inc (TYL) Stock Analysis
Verdict: HOLD
Accelerating SaaS migration and 5.1% FCF yield anchor TYL's public sector moat, while a 44x P/E limits near-term valuation upside.
Investment score: 62/100
Analysis as of
Is Tyler Technologies Inc stock worth reviewing? AI model thesis
The AI model rates Tyler Technologies as a HOLD at $341.72. TYL maintains an unassailable niche in government software with $2.33B in 2025 revenue and $637.5M FCF. However, a 43.71x P/E multiple limits upside potential unless revenue growth accelerates past the current 8.2% annual rate.
7-factor investment score
- Valuation: 52/100 (weight 20%)
- Financial Health: 82/100 (weight 15%)
- Technical Momentum: 58/100 (weight 15%)
- Earnings Quality: 55/100 (weight 15%)
- Insider Sentiment: 38/100 (weight 10%)
- Analyst Consensus: 78/100 (weight 10%)
- Risk-Adjusted Return: 72/100 (weight 15%)
Tyler Technologies Inc opportunities and risks
What speaks for TYL
- Accelerating SaaS Migration and AWS Cloud Partnership
What speaks against TYL
- Elevated Valuation Leave Zero Margin for Earnings Disappointments
Peers and competitors
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| TYL | 44.8x | 5.8x | 30.5x | 46.6% | 13.4% | 5.1% |
| U | n/a | 9.2x | n/a | 61.6% | -28.9% | 2.9% |
| DT | 110.1x | 7.8x | 50.4x | 81.4% | 7.2% | 3.5% |
| PTC | 12.6x | 5.1x | 9.8x | 84.1% | 41.4% | 6.2% |
| BMNR | n/a | 226.7x | n/a | 83.5% | -14306.6% | -2.1% |
| TRMB | n/a | 3.5x | 55.6x | 68.4% | -2.8% | 4.1% |
| Peer median | n/a | 7.8x | 9.8x | 81.4% | -2.8% | 3.5% |
Frequently asked questions about Tyler Technologies Inc (TYL)
Is TYL stock a good investment?
The cached TradeMates AI model rates Tyler Technologies Inc as HOLD with an investment score of 62/100. The AI model rates Tyler Technologies as a HOLD at $341.72. TYL maintains an unassailable niche in government software with $2.33B in 2025 revenue and $637.5M FCF. However, a 43.71x P/E multiple limits upside potential unless revenue growth accelerates past the current 8.2% annual rate. This is algorithmic model output, not personal investment advice.
Is TYL stock a buy?
The TradeMates model verdict for TYL is HOLD with an investment score of 62/100. Treat this as a model signal to review, not a personal buy recommendation.