TransUnion (TRU) Stock Analysis
Verdict: HOLD
Strong credit demand is driving double-digit growth, but aggressive insider selling and soft Q3 guidance suggest the 31% rally is peaked.
Investment score: 64/100
Analysis as of
Is TransUnion stock worth reviewing? The TradeMates thesis
TransUnion is executing well operationally, but technical overextension and insider dumping warrant caution.
7-factor investment score
- Valuation: 55/100 (weight 20%)
- Financial Health: 65/100 (weight 15%)
- Technical Momentum: 75/100 (weight 15%)
- Earnings Quality: 80/100 (weight 15%)
- Insider Sentiment: 30/100 (weight 10%)
- Analyst Consensus: 70/100 (weight 10%)
- Risk-Adjusted Return: 50/100 (weight 15%)
TransUnion opportunities and risks
What speaks for TRU
- Market-Beating Growth in Financial Services
What speaks against TRU
- Intense Insider Liquidation Signal
Peers and competitors
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| TRU | 19.5x | 3.4x | 12.9x | 40.1% | 17.4% | 4.7% |
| VRSK | 32.6x | 9.1x | 19.3x | 67.4% | 29.3% | 4.0% |
| EFX | 33.1x | 3.5x | 14.5x | 44.4% | 10.7% | 5.0% |
| ULS | 52.3x | 5.9x | 24.2x | 49.6% | 11.2% | 2.5% |
| J | 42.5x | 1.2x | 21.9x | 23.4% | 2.9% | 3.0% |
| Peer median | 37.8x | 4.7x | 20.6x | 47.0% | 11.0% | 3.5% |
Frequently asked questions about TransUnion (TRU)
Is TRU stock a good investment?
The TradeMates model rates TransUnion as HOLD with an investment score of 64/100. TransUnion is executing well operationally, but technical overextension and insider dumping warrant caution. This is algorithmic model output, not personal investment advice.
Is TRU stock a buy?
The TradeMates model verdict for TRU is HOLD with an investment score of 64/100. Treat this as a model signal to review, not a personal buy recommendation.