UP Fintech Holding Ltd (TIGR) Stock Analysis
Verdict: WATCH (do not buy)
Severe earnings misses and China regulatory risk discount TIGR to 8x P/E, but 48% revenue growth and $4.2B cash limit near-term downside.
Investment score: 54/100
Analysis as of
Is UP Fintech Holding Ltd stock worth reviewing? AI model thesis
UP Fintech Holding (TIGR) trades at a distressed 8.0x P/E despite 48.0% revenue growth and high gross margins (84.99%), weighed down by two consecutive earnings misses (-13.3% in Q2 2026, -157.1% in Q1 2026) and persistent cross-border Chinese regulatory friction.
7-factor investment score
- Valuation: 65/100 (weight 20%)
- Financial Health: 75/100 (weight 15%)
- Technical Momentum: 40/100 (weight 15%)
- Earnings Quality: 35/100 (weight 15%)
- Insider Sentiment: 50/100 (weight 10%)
- Analyst Consensus: 65/100 (weight 10%)
- Risk-Adjusted Return: 45/100 (weight 15%)
UP Fintech Holding Ltd opportunities and risks
What speaks for TIGR
- Discounted Valuation Margin of Safety
What speaks against TIGR
- Earnings Instability and Execution Slippage
Peers and competitors
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| TIGR | 8.0x | 1.3x | n/a | 88.0% | 16.2% | 0.0% |
| LGHL | n/a | 0.0x | 5.6x | 37.9% | -54.5% | -163535.4% |
| Peer median | n/a | 0.0x | 5.6x | 37.9% | -54.5% | -163535.4% |
Frequently asked questions about UP Fintech Holding Ltd (TIGR)
Is TIGR stock a good investment?
The cached TradeMates AI model rates UP Fintech Holding Ltd as WATCH (do not buy) with an investment score of 54/100. UP Fintech Holding (TIGR) trades at a distressed 8.0x P/E despite 48.0% revenue growth and high gross margins (84.99%), weighed down by two consecutive earnings misses (-13.3% in Q2 2026, -157.1% in Q1 2026) and persistent cross-border Chinese regulatory friction. This is algorithmic model output, not personal investment advice.
Is TIGR stock a buy?
The TradeMates model verdict for TIGR is WATCH (do not buy) with an investment score of 54/100. Treat this as a model signal to review, not a personal buy recommendation.