Rocket Companies Inc (RKT) Stock Analysis
Verdict: WATCH (do not buy)
Integration of Redfin and Mr. Cooper drives long-term scale, but elevated mortgage rates and negative FCF keep near-term valuation stretched.
Investment score: 40/100
Analysis as of
Is Rocket Companies Inc stock worth reviewing? AI model thesis
The model score of 40/100 falls in the HOLD range. The central thesis and factor breakdown explain the assessment.
7-factor investment score
- Valuation: 30/100 (weight 20%)
- Financial Health: 40/100 (weight 15%)
- Technical Momentum: 25/100 (weight 15%)
- Earnings Quality: 55/100 (weight 15%)
- Insider Sentiment: 25/100 (weight 10%)
- Analyst Consensus: 70/100 (weight 10%)
- Risk-Adjusted Return: 45/100 (weight 15%)
Rocket Companies Inc opportunities and risks
What speaks for RKT
- Integration of Redfin and Mr. Cooper platforms
What speaks against RKT
- Stubbornly high interest rates suppressing loan volume
Peers and competitors
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| RKT | 79.0x | 3.6x | 26.2x | 89.9% | 4.9% | -2.2% |
| ACT | 10.1x | 5.4x | 7.6x | 85.9% | 54.6% | 10.7% |
| MTG | 9.2x | 5.1x | 7.0x | 92.4% | 59.2% | 11.7% |
| FNMA | 3.1x | 0.0x | 35.5x | 77.6% | 9.3% | 529.3% |
| RDN | 8.7x | 2.8x | 7.1x | 79.4% | 32.5% | 36.7% |
| PFSI | 8.8x | 0.7x | 46.7x | 59.8% | 7.8% | -44.8% |
| Peer median | 8.8x | 2.8x | 7.6x | 79.4% | 32.5% | 11.7% |
Frequently asked questions about Rocket Companies Inc (RKT)
Is RKT stock a good investment?
The cached TradeMates AI model rates Rocket Companies Inc as WATCH (do not buy) with an investment score of 40/100. The model score of 40/100 falls in the HOLD range. The central thesis and factor breakdown explain the assessment. This is algorithmic model output, not personal investment advice.
Is RKT stock a buy?
The TradeMates model verdict for RKT is WATCH (do not buy) with an investment score of 40/100. Treat this as a model signal to review, not a personal buy recommendation.