Remitly Global Inc (RELY) Stock Analysis
Verdict: BUY
Expanding 20%+ remittance scale and free cash flow drive valuation upside, but heavy insider selling poses short-term sentiment risk.
Investment score: 68/100
Analysis as of
Is Remitly Global Inc stock worth reviewing? AI model thesis
The model rates Remitly as a Buy based on high revenue growth, impressive free cash flow conversion, and an attractive valuation discount relative to fintech peers.
7-factor investment score
- Valuation: 72/100 (weight 20%)
- Financial Health: 80/100 (weight 15%)
- Technical Momentum: 45/100 (weight 15%)
- Earnings Quality: 85/100 (weight 15%)
- Insider Sentiment: 30/100 (weight 10%)
- Analyst Consensus: 82/100 (weight 10%)
- Risk-Adjusted Return: 70/100 (weight 15%)
Remitly Global Inc opportunities and risks
What speaks for RELY
- Remitly Business SMB expansion into Canada and the UK
What speaks against RELY
- Heavy insider liquidation across executive leadership
Peers and competitors
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| RELY | 14.7x | 2.5x | 18.3x | 60.0% | 16.9% | 9.7% |
| FIS | 5.4x | 1.5x | 6.3x | 37.1% | 27.2% | 14.8% |
| TOST | 36.9x | 2.6x | 31.1x | 26.7% | 7.1% | 3.2% |
| JKHY | 21.2x | 4.1x | 12.2x | 43.6% | 19.8% | 6.6% |
| CHYM | n/a | 4.3x | n/a | 87.3% | -0.8% | 3.1% |
| WEX | 17.5x | 2.2x | 10.7x | 56.7% | 12.6% | 1.8% |
| Peer median | 17.5x | 2.6x | 10.7x | 43.6% | 12.6% | 3.2% |
Frequently asked questions about Remitly Global Inc (RELY)
Is RELY stock a good investment?
The cached TradeMates AI model rates Remitly Global Inc as BUY with an investment score of 68/100. The model rates Remitly as a Buy based on high revenue growth, impressive free cash flow conversion, and an attractive valuation discount relative to fintech peers. This is algorithmic model output, not personal investment advice.
Is RELY stock a buy?
The TradeMates model verdict for RELY is BUY with an investment score of 68/100. Treat this as a model signal to review, not a personal buy recommendation.