Palomar Holdings Inc (PLMR) Stock Analysis
Verdict: HOLD
PLMR's 59% revenue growth and 13% FCF yield are masked by a 40% technical drawdown—the recovery hinges on stabilizing reinsurance costs.
Investment score: 64/100
Analysis as of
Is Palomar Holdings Inc stock worth reviewing? The TradeMates thesis
The model sees an undervalued growth engine currently suffering a severe technical correction. While financials are robust, the lack of insider support and price proximity to 52-week lows suggest waiting for a support floor.
7-factor investment score
- Valuation: 72/100 (weight 20%)
- Financial Health: 85/100 (weight 15%)
- Technical Momentum: 25/100 (weight 15%)
- Earnings Quality: 90/100 (weight 15%)
- Insider Sentiment: 30/100 (weight 10%)
- Analyst Consensus: 75/100 (weight 10%)
- Risk-Adjusted Return: 55/100 (weight 15%)
Palomar Holdings Inc opportunities and risks
What speaks for PLMR
- Significant Undervaluation vs Growth
What speaks against PLMR
- Persistent Institutional and Insider Selling
Peers and competitors
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| PLMR | 14.1x | 2.8x | 11.3x | 60.6% | 20.2% | 13.2% |
| SIGI | 11.5x | 1.0x | 7.2x | 40.6% | 8.4% | 22.0% |
| WTM | 5.0x | 1.9x | 4.4x | 59.0% | 39.4% | 12.5% |
| RLI | 11.9x | 2.5x | 9.7x | 37.5% | 20.8% | 11.7% |
| LMND | n/a | 5.4x | n/a | 47.6% | -16.9% | 0.4% |
| NP | 99.6x | 19.3x | 35.6x | 65.1% | 28.2% | 2.3% |
| Peer median | 11.5x | 2.5x | 7.2x | 47.6% | 20.8% | 11.7% |
Frequently asked questions about Palomar Holdings Inc (PLMR)
Is PLMR stock a good investment?
The TradeMates model rates Palomar Holdings Inc as HOLD with an investment score of 64/100. The model sees an undervalued growth engine currently suffering a severe technical correction. While financials are robust, the lack of insider support and price proximity to 52-week lows suggest waiting for a support floor. This is algorithmic model output, not personal investment advice.
Is PLMR stock a buy?
The TradeMates model verdict for PLMR is HOLD with an investment score of 64/100. Treat this as a model signal to review, not a personal buy recommendation.