Intercorp Financial Services Inc (IFS) Stock Analysis
Verdict: HOLD
IFS offers superior ROE and valuation vs peers, but the massive 42% gap between the current price and analyst targets signals a bubble risk.
Investment score: 64/100
Analysis as of
Is Intercorp Financial Services Inc stock worth reviewing? The TradeMates thesis
Hold. While IFS demonstrates robust earnings growth (126%) and high efficiency, the technicals show signs of exhaustion near 52-week highs and the price-to-target disconnect is too wide to ignore.
7-factor investment score
- Valuation: 75/100 (weight 20%)
- Financial Health: 70/100 (weight 15%)
- Technical Momentum: 45/100 (weight 15%)
- Earnings Quality: 80/100 (weight 15%)
- Insider Sentiment: 30/100 (weight 10%)
- Analyst Consensus: 50/100 (weight 10%)
- Risk-Adjusted Return: 65/100 (weight 15%)
Intercorp Financial Services Inc opportunities and risks
What speaks for IFS
- Superior Profitability Metrics
What speaks against IFS
- Severe Price/Valuation Disconnect
Peers and competitors
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| IFS | 9.6x | 2.0x | 7.4x | 67.3% | 21.1% | 17.2% |
| BAP | 13.1x | 3.3x | 7.4x | 76.7% | 25.0% | 7.1% |
| Peer median | 13.1x | 3.3x | 7.4x | 76.7% | 25.0% | 7.1% |
Frequently asked questions about Intercorp Financial Services Inc (IFS)
Is IFS stock a good investment?
The TradeMates model rates Intercorp Financial Services Inc as HOLD with an investment score of 64/100. Hold. While IFS demonstrates robust earnings growth (126%) and high efficiency, the technicals show signs of exhaustion near 52-week highs and the price-to-target disconnect is too wide to ignore. This is algorithmic model output, not personal investment advice.
Is IFS stock a buy?
The TradeMates model verdict for IFS is HOLD with an investment score of 64/100. Treat this as a model signal to review, not a personal buy recommendation.