Goosehead Insurance Inc (GSHD) Stock Analysis
Verdict: WATCH (do not buy)
Negative equity and high debt overshadow strong franchise growth; a valuation reset is underway but insolvency risks are currently low.
Investment score: 58/100
Analysis as of
Is Goosehead Insurance Inc stock worth reviewing? The TradeMates thesis
GSHD is a high-growth insurance franchisor currently trapped in a technical tailspin and a liquidity crunch.
7-factor investment score
- Valuation: 55/100 (weight 20%)
- Financial Health: 48/100 (weight 15%)
- Technical Momentum: 35/100 (weight 15%)
- Earnings Quality: 72/100 (weight 15%)
- Insider Sentiment: 60/100 (weight 10%)
- Analyst Consensus: 85/100 (weight 10%)
- Risk-Adjusted Return: 50/100 (weight 15%)
Goosehead Insurance Inc opportunities and risks
What speaks for GSHD
- Hyper-growth EPS trajectory
What speaks against GSHD
- Negative Equity and Insolvency Risks
Peers and competitors
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| GSHD | 29.3x | 3.6x | 18.3x | 73.7% | 7.9% | 6.8% |
| HGTY | 28.8x | 2.5x | 28.0x | 78.0% | 2.6% | 4.7% |
| BWIN | n/a | 0.9x | 58.4x | 17.3% | -2.8% | -1.0% |
| LIFE | n/a | 2.4x | n/a | 96.4% | -22.1% | 3.0% |
| TWFG | 33.9x | 1.0x | 1.8x | 29.2% | 3.3% | 18.1% |
| ABX | 22.4x | 3.5x | 10.3x | 70.8% | 15.6% | 14.5% |
| Peer median | 22.4x | 2.4x | 10.3x | 70.8% | 2.6% | 4.7% |
Frequently asked questions about Goosehead Insurance Inc (GSHD)
Is GSHD stock a good investment?
The TradeMates model rates Goosehead Insurance Inc as WATCH (do not buy) with an investment score of 58/100. GSHD is a high-growth insurance franchisor currently trapped in a technical tailspin and a liquidity crunch. This is algorithmic model output, not personal investment advice.
Is GSHD stock a buy?
The TradeMates model verdict for GSHD is WATCH (do not buy) with an investment score of 58/100. Treat this as a model signal to review, not a personal buy recommendation.