First National of Nebraska Inc (FINN) Stock Analysis
Verdict: HOLD
Deep valuation discount (TTM P/E 8.51x) and high margins (Net 23.2%) offer defensive upside, offset by severe OTC illiquidity.
Investment score: 62/100
Analysis as of
Is First National of Nebraska Inc stock worth reviewing? AI model thesis
First National of Nebraska trades at a deep discount with TTM P/E of 8.51x and EV/EBITDA of 7.26x compared to peer medians (13.0x P/E, 17.6x EV/EBITDA), backed by 23.2% net margins. However, extreme OTC illiquidity and high share price ($19,500) limit trading flexibility.
7-factor investment score
- Valuation: 75/100 (weight 20%)
- Financial Health: 70/100 (weight 15%)
- Technical Momentum: 65/100 (weight 15%)
- Earnings Quality: 55/100 (weight 15%)
- Insider Sentiment: 50/100 (weight 10%)
- Analyst Consensus: 50/100 (weight 10%)
- Risk-Adjusted Return: 60/100 (weight 15%)
First National of Nebraska Inc opportunities and risks
What speaks for FINN
- Compelling Valuation Discount
What speaks against FINN
- Severe OTC Trading Illiquidity & Bid-Ask Spread Friction
Peers and competitors
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| FINN | 8.5x | 1.5x | 7.3x | 67.2% | 23.2% | 0.0% |
| PNC | 13.3x | 2.7x | 15.8x | 67.9% | 21.7% | 7.7% |
| FITB | 18.4x | 3.3x | 19.4x | 68.5% | 15.8% | 7.1% |
| FCNCA | 11.7x | 1.7x | 16.0x | 64.0% | 16.3% | 10.2% |
| KEY | 12.7x | 2.3x | 19.2x | 64.5% | 19.4% | 4.1% |
| FRBT | 47.6x | 3.2x | 37.1x | 52.0% | 5.4% | 0.0% |
| Peer median | 13.3x | 2.7x | 19.2x | 64.5% | 16.3% | 7.1% |
Frequently asked questions about First National of Nebraska Inc (FINN)
Is FINN stock a good investment?
The cached TradeMates AI model rates First National of Nebraska Inc as HOLD with an investment score of 62/100. First National of Nebraska trades at a deep discount with TTM P/E of 8.51x and EV/EBITDA of 7.26x compared to peer medians (13.0x P/E, 17.6x EV/EBITDA), backed by 23.2% net margins. However, extreme OTC illiquidity and high share price ($19,500) limit trading flexibility. This is algorithmic model output, not personal investment advice.
Is FINN stock a buy?
The TradeMates model verdict for FINN is HOLD with an investment score of 62/100. Treat this as a model signal to review, not a personal buy recommendation.