America's CAR-MART Inc (CRMT) Stock Analysis
Verdict: AVOID
Distressed subprime auto lender in emergency sale talks under $772M debt burden; high equity wipeout risk makes CRMT a speculative trap.
Investment score: 16/100
Analysis as of
Is America's CAR-MART Inc stock worth reviewing? The TradeMates thesis
America's CAR-MART faces severe operational distress with FY2026 net loss of -$139.15M, total debt of $772.20M, and active distress sale negotiations driven by senior lender pressure.
7-factor investment score
- Valuation: 15/100 (weight 20%)
- Financial Health: 5/100 (weight 15%)
- Technical Momentum: 20/100 (weight 15%)
- Earnings Quality: 10/100 (weight 15%)
- Insider Sentiment: 25/100 (weight 10%)
- Analyst Consensus: 30/100 (weight 10%)
- Risk-Adjusted Return: 15/100 (weight 15%)
America's CAR-MART Inc opportunities and risks
What speaks for CRMT
- Involuntary buyout premium
What speaks against CRMT
- Lender-driven equity dilution or wipeout
Peers and competitors
- ONEW
- CANG
- PRTS
- NXB
- BZRD
- PBAJ
- AZRH
- LMPX
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| CRMT | n/a | 0.0x | n/a | 44.9% | -19.3% | 1893.5% |
| ONEW | n/a | 0.1x | n/a | 22.7% | -6.7% | 35.8% |
| CANG | n/a | 0.4x | n/a | -19.8% | -179.6% | -253.1% |
| PRTS | n/a | 0.1x | n/a | 29.0% | -5.4% | -10.8% |
| NXB | n/a | 0.3x | n/a | 8.1% | -5.4% | -45.6% |
| BZRD | n/a | 0.0x | n/a | 0.0% | 0.0% | 0.0% |
| Peer median | n/a | 0.1x | n/a | 8.1% | -5.4% | -10.8% |
Frequently asked questions about America's CAR-MART Inc (CRMT)
Is CRMT stock a good investment?
The TradeMates model rates America's CAR-MART Inc as AVOID with an investment score of 16/100. America's CAR-MART faces severe operational distress with FY2026 net loss of -$139.15M, total debt of $772.20M, and active distress sale negotiations driven by senior lender pressure. This is algorithmic model output, not personal investment advice.
Is CRMT stock a buy?
The TradeMates model verdict for CRMT is AVOID with an investment score of 16/100. Treat this as a model signal to review, not a personal buy recommendation.