City Holding Co (CHCO) Stock Analysis
Verdict: WATCH (do not buy)
Elite margins and low volatility are priced to perfection, leaving little room for upside as insiders sell near 52-week highs.
Investment score: 48/100
Analysis as of
Is City Holding Co stock worth reviewing? The TradeMates thesis
City Holding Co is an exceptionally well-run bank trading at an unjustifiable valuation premium relative to peers like SRCE and NBHC. Large-scale insider selling and poor analyst sentiment suggest limited short-term upside.
7-factor investment score
- Valuation: 35/100 (weight 20%)
- Financial Health: 75/100 (weight 15%)
- Technical Momentum: 50/100 (weight 15%)
- Earnings Quality: 60/100 (weight 15%)
- Insider Sentiment: 30/100 (weight 10%)
- Analyst Consensus: 25/100 (weight 10%)
- Risk-Adjusted Return: 65/100 (weight 15%)
City Holding Co opportunities and risks
What speaks for CHCO
- Industry-Leading Profitability
What speaks against CHCO
- Heavy Insider Distribution
Peers and competitors
- FCF
- STEL
- NBHC
- SRCE
- CASH
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| CHCO | 13.6x | 4.5x | 12.6x | 79.7% | 33.3% | 7.6% |
| FCF | 12.3x | 2.6x | 9.6x | 67.8% | 21.3% | 10.6% |
| STEL | 18.3x | 3.2x | 10.2x | 69.9% | 17.8% | 6.1% |
| NBHC | 15.3x | 2.6x | 8.8x | 70.7% | 17.2% | 1.4% |
| SRCE | 11.3x | 3.0x | 9.7x | 70.8% | 26.7% | 11.7% |
| CASH | 9.6x | 2.3x | 6.3x | 91.9% | 24.5% | 28.2% |
| Peer median | 12.3x | 2.6x | 9.6x | 70.7% | 21.3% | 10.6% |
Frequently asked questions about City Holding Co (CHCO)
Is CHCO stock a good investment?
The TradeMates model rates City Holding Co as WATCH (do not buy) with an investment score of 48/100. City Holding Co is an exceptionally well-run bank trading at an unjustifiable valuation premium relative to peers like SRCE and NBHC. Large-scale insider selling and poor analyst sentiment suggest limited short-term upside. This is algorithmic model output, not personal investment advice.
Is CHCO stock a buy?
The TradeMates model verdict for CHCO is WATCH (do not buy) with an investment score of 48/100. Treat this as a model signal to review, not a personal buy recommendation.