Ategrity Specialty Insurance Company Holdings (ASIC) Stock Analysis
Verdict: BUY
Rapid E&S underwriting expansion and zero-debt profitability fuel steady earnings growth — catastrophe tail risk remains the primary hazard.
Investment score: 76/100
Analysis as of
Is Ategrity Specialty Insurance Company Holdings stock worth reviewing? The TradeMates thesis
Ategrity presents a compelling growth-at-reasonable-price profile with zero debt, high ROE (17.11%), and consecutive earnings beats averaging >27%.
7-factor investment score
- Valuation: 68/100 (weight 20%)
- Financial Health: 88/100 (weight 15%)
- Technical Momentum: 72/100 (weight 15%)
- Earnings Quality: 85/100 (weight 15%)
- Insider Sentiment: 78/100 (weight 10%)
- Analyst Consensus: 74/100 (weight 10%)
- Risk-Adjusted Return: 72/100 (weight 15%)
Ategrity Specialty Insurance Company Holdings opportunities and risks
What speaks for ASIC
- Expansion into high-margin specialty E&S insurance lines
What speaks against ASIC
- Catastrophe losses and unexpected E&S claim severity tail risk
Peers and competitors
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| ASIC | 11.5x | 2.4x | 8.3x | 58.9% | 20.7% | 7.1% |
| STC | 10.8x | 0.5x | 7.3x | 80.5% | 4.1% | 9.9% |
| KMPR | n/a | 0.3x | n/a | 36.2% | -10.8% | 32.2% |
| XZO | 15.6x | 5.9x | 9.9x | 61.1% | 39.1% | 6.2% |
| UFCS | 9.6x | 0.9x | 4.8x | 54.5% | 9.6% | 19.9% |
| UVE | 5.3x | 0.7x | 2.4x | 37.7% | 13.5% | 29.0% |
| Peer median | 9.6x | 0.7x | 4.8x | 54.5% | 9.6% | 19.9% |
Frequently asked questions about Ategrity Specialty Insurance Company Holdings (ASIC)
Is ASIC stock a good investment?
The TradeMates model rates Ategrity Specialty Insurance Company Holdings as BUY with an investment score of 76/100. Ategrity presents a compelling growth-at-reasonable-price profile with zero debt, high ROE (17.11%), and consecutive earnings beats averaging >27%. This is algorithmic model output, not personal investment advice.
Is ASIC stock a buy?
The TradeMates model verdict for ASIC is BUY with an investment score of 76/100. Treat this as a model signal to review, not a personal buy recommendation.