Ameriprise Financial Inc (AMP) Stock Analysis
Verdict: HOLD
High ROE and consistent earnings beats provide a fundamental floor while the market overreacts to transitory cash optimization fears.
Investment score: 64/100
Analysis as of
Is Ameriprise Financial Inc stock worth reviewing? AI model thesis
AMP is a high-quality cash generator currently 'on sale' due to technical momentum and interest rate sensitivity fears. The underlying fundamentals—61% ROE and consistent EPS surprises—suggest the current 10.6x multiple is unsustainable and should mean-revert toward the $514 analyst consensus.
7-factor investment score
- Valuation: 85/100 (weight 20%)
- Financial Health: 75/100 (weight 15%)
- Technical Momentum: 35/100 (weight 15%)
- Earnings Quality: 90/100 (weight 15%)
- Insider Sentiment: 40/100 (weight 10%)
- Analyst Consensus: 55/100 (weight 10%)
- Risk-Adjusted Return: 60/100 (weight 15%)
Ameriprise Financial Inc opportunities and risks
What speaks for AMP
- Significant Valuation Gap vs Peers
What speaks against AMP
- Net Interest Margin Compression
Peers and competitors
| Ticker | P/E | P/S | EV/EBITDA | Gross margin | Net margin | FCF yield |
|---|---|---|---|---|---|---|
| AMP | 11.0x | 2.1x | 6.8x | 51.6% | 20.2% | 4.0% |
| BNY | 16.5x | 2.4x | n/a | 50.5% | 14.7% | 1.5% |
| KKR | 29.5x | 4.4x | 13.4x | 41.7% | 14.8% | 7.8% |
| BAM | 30.8x | 15.2x | 26.3x | 85.8% | 49.6% | 3.0% |
| KKR | 29.5x | 4.4x | 13.4x | 41.7% | 14.8% | 7.8% |
| STT | 15.2x | 2.0x | n/a | 63.3% | 13.5% | -25.6% |
| Peer median | 29.5x | 4.4x | 13.4x | 50.5% | 14.8% | 3.0% |
Frequently asked questions about Ameriprise Financial Inc (AMP)
Is AMP stock a good investment?
The cached TradeMates AI model rates Ameriprise Financial Inc as HOLD with an investment score of 64/100. AMP is a high-quality cash generator currently 'on sale' due to technical momentum and interest rate sensitivity fears. The underlying fundamentals—61% ROE and consistent EPS surprises—suggest the current 10.6x multiple is unsustainable and should mean-revert toward the $514 analyst consensus. This is algorithmic model output, not personal investment advice.
Is AMP stock a buy?
The TradeMates model verdict for AMP is HOLD with an investment score of 64/100. Treat this as a model signal to review, not a personal buy recommendation.